WORKERS COMPENSATION

We can help provide comfort knowing your greatest asset

(the employee) is being taken care of.

When an employee gets hurt or injured while on the job

without the proper coverage, the medical bills associated

with that injury can be financially devastating.

QUICK CONSULTATION

WHAT IS WORKERS COMP?

Workers’ Compensation is the ability to cover the medical bills of your greatest assets who are injured while working. When an employee gets hurt or injured, without the proper coverage, the medical bills associated with that injury can be financially devastating to either the employee who has to pay the bill or to the business that gets sued by the employee who wants the bill covered. Workers’ Compensation will not only pay the medical bills but will pay lost wages until the employee is able to return to work.

WE CAN HELP

REVIEW ANY CONTRACTS FOR COMPLIANCE

ASSIST IN CLAIMS PROCESS

HELP WITH THE RETURN TO WORK

WORKERS COMP INSURES AGAINST:

  • Injury On The Job
    • Workers’ Compensation insures against the medical bills required to pay for your employees’ injuries while in the course and scope of work.
    • Workers’ Compensation can pay the medical bills from the ambulance ride, to the E.R. Doctors, to the future surgeries, and even future rehabilitation needed.
    • Even while an employee is missing work from a covered injury, workers’ compensation will pay a percentage of lost wages.
    • Some injuries are not immediately visible or known, like mesothelioma, and could appear months later, and proper insurance could help pay these bills as well.

“We can help provide comfort knowing your greatest asset (the employee) is being taken care of”.

COMMONLY ASKED QUESTIONS ABOUT WORKERS’ COMP.?

  • Is Workers’ Comp. a requirement?
    • In Texas, it is not a legal requirement to have workers’ compensation insurance.
    • However, you could be in a contractual relationship with a client, vendor, or consumer who requires you to have workers’ compensation.
  • What is an appropriate Workers’ Compensation limit of insurance?
    • Coverage for workers’ compensation is automatically a statutory limit, meaning there is no definitive limit the policy will pay. If an insured employee requires millions of dollars in medical payments, then workers’ comp. could pay for all of it.
  • Could Workers’ Compensation insure the injuries of a non-citizen who has permanently resides in the United States?
    • Yes, potentially workers’ compensation can cover the compensable work-related injuries of employees even if they are not U.S. citizens.

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